NSA is an attentive and ever-present consultant, capable of spotting the best guarantee options on the market in real time and ensuring the most beneficial and viable solutions.
NSA offers outstanding quality and transparency: the client is not charged until loan disbursement. The client may withdraw at any moment until the loan is granted without penalty.

A “bridge” between banks and firms

NSA favors and eases the dialogue between banks and firms. NSA gathers and elaborates the necessary information for credit worthiness assessment and provides them to banks in the most correct and effective form. This ensures quick loans disbursement.

Who are NSA clients

No matter which sector, NSA welcomes any Italian firm that requires bank loans for day-to-day operation or new investments.

Eligibility requirements

To access financing guaranteed by the Fondo Centrale di Garanzia, companies need to be assessed economically and financially sound, as per the criteria included in the Fund’s Operational Provisions.

Services for enterprises


NSA’s new quick financing formula, guaranteed by the Fondo Centrale di Garanzia and promoted in collaboration with Banca Valsabbina, offers loan disbursement in just 5 days from delivery of the necessary documentation.

SACE Guarantee

NSA is specialized in handing applications for the SACE Guarantee. NSA supports banks and companies down the whole process and throughout the duration of the SACE guarantee.

Services for enterprises
Services for enterprises

Business Plan

NSA offers its clients a detailed and professional advisory to draw up accurate and tailored Business Plans.


Presti Pro, part of NSA Group, offers an innovative range of medium-long term loans for self-employed professionals and individual companies, under the guarantee of the MISE Fund for SMEs.
The whole procedure is digital and contactless.

Services for enterprises
Services for enterprises

Easy Finance

ALA is a new entry. As part of NSA Group, ALA offers easy financing to Italian SMEs that choose to improve their business through Government concessions and grants.


What is the Fondo di Garanzia?

The Fondo Centrale di Garanzia is a Governmental tool to ease loans to SME’s. It is managed by Banca del Mezzogiorno MedioCredito Centrale Spa (Invitalia Group), key contact to both banks and companies.

What kind of guarantee does the Fondo di Garanzia offer?
  • The Fund offers a guarantee that may be configured as a high value surety due to 0% risk weight, which help banks release resources and SMEs access to credit.

  • The coverage ranges between 30% and 80%, with a maximum coverage per SME of 2.5 mln euros.

  • The cost ranges from 0.25% to 1% of the guaranteed share with one-off payment at the time of the loan disbursement. Usually the payment is up to the bank that later charges the company for it as part of the arrangement fee. In certain specific cases this cost is not charged at all (female companies, innovative start-ups, innovative SMEs, transport sector, the South of Italy).
Which requirements allows access to the Fondo di Garanzia?

Applying companies need to be assessed as economically and financially sound based on the criteria included in the Fund’s Operational Provisions. As an example, rather than an exhaustive list, companies must present some mandatory financial and capital ratios, depending on the Company sector and legal status. Financing directly aimed at sustaining business activities (material investments, tangible and intangible investments, liquidity for suppliers or staff payments) is usually eligible.

How can a Company access the State Fondo di Garanzia?

Companies (beneficiaries) CANNOT APPLY DIRECTLY for a State guaranteed loan; they have to do it via either a qualified intermediary or a bank (the applicant) – with the exception of microcredit operations and operations in favor of the “female entrepreneurships” special section.

In these specific cases, companies may book the guarantee themselves but the application needs to be carried out by a bank.

Want to learn more?

Contact us for any question or information request.